HOW EASY IS IT TO APPLY?
Very easy! Click the financing logo on any product page to learn your pre-approval amount, or simply apply at checkout.
HOW MUCH WILL I BE APPROVED FOR?
Depending on your application details, you can be approved for offers between $300 and $5,000.
IF I HAVE BAD CREDIT, WILL I BE DECLINED?
Credova considers all credit types in the approval process. Keep in mind, there is no hard credit inquiry.
IF I AM APPROVED, HOW LONG IS MY APPROVAL GOOD FOR?
Pre-qualification approvals are good for 30 days while full approvals are good for 60 days.
WHEN WILL MY PURCHASE BE SHIPPED TO ME?
When selecting Credova Financing, there can be up to a 5 day delay before your item is shipped. This allows time for your application to be approved and processed. For shipping timing, tracking, and terms, please review our shipping policy.
HOW DOES THREE MONTHS INTEREST FREE FINANCING WORK?
It’s simple. Pay off your principle within the 3 month promotional period and you pay no interest. Keep in mind, you must make your regular monthly payments on time because if you miss a payment or are late, you no longer qualify for the promotion. Credova counts one month as 30 days, so three months = 90 days. Keep in mind, not all offers are three months interest free.
ARE ALL FINANCING APPROVALS THREE MONTHS INTEREST FREE?
Not all financing approvals are three months interest free. If you are approved for a three months interest free offer, your approval page will clearly indicate as such. If you have any questions whether or not you are approved for a three months interest free offer, please feel free to reach out to Credova support to discuss.
WHAT IF I DON’T PAY OFF MY BALANCE IN THREE MONTHS?
If you’re unable to pay off your contract within the three month promotional period, you’ll be responsible for the full terms and conditions of your contract. This means, you will have to pay any and all incurred interest. Keep in mind, not all offers include the three months interest free option.
CAN I STILL PAYOFF MY CONTRACT EARLY, EVEN IF IT’S PAST THE THREE MONTH PROMOTIONAL PERIOD?
You can buyout of your contract at any time. If you’d like to payoff your contract early, but it’s past the three months promotional period, then you’ll pay interest up until the point you payoff the remainder of your principal. You will not be responsible for future months interest charges after your buyout.
WHAT TYPE OF FINANCING IS OFFERED?
Credova is partnered with a network of financing options that offer retail installment sales contracts (RISCs) and/or closed-end consumer lease agreements.